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What Should I Do if I Have a Car Accident?

What Should I Do if I Have a Car Accident?

Even a minor car accident needs to be taken very seriously. You may not feel like you have been injured, but you must entertain the notion that injury has occurred. There have been many times where people have been injured in a car accident and did not realize it until days later. They often regret not having taken the proper steps to ensure their health and to protect themselves financially.

law firm that specializes in car accident resolutionYour first concern should be for your health. You need to be taken to a hospital if serious injury has occurred. Even if only minor injuries happened, you should still at least be seen by a doctor.

If you are not seriously injured, then you want to take time to get the other driver’s information, if there is another driver involved in the accident. You also want to report the incident to the police and to your insurance company. You may be eligible for payment from your insurance company or from the other driver’s insurance company, depending on the circumstances and the coverage both you and the other driver have.

Insurance payouts can take care of not just the cost of repairing your car, but also your medical bills, in some instances. If the other driver is at fault, you may be entitled to a reimbursement from them for medical expenses, even if their insurance doesn’t cover those kinds of expenses.

That’s why you want to write down a detailed account of what happened as soon as you can, while it is fresh in your memory. Be sure to take plenty of pictures, if you are able. Take pictures of your car, your injuries and the surrounding area.

Make sure you keep a copy of the police report, especially if the police determine the other driver was at fault. That report can be the most effective evidence to support your insurance claim, should you need to file a claim or should the case make its way to court.

If you can, it’s a good idea to work out the details of repayment with the other driver, without involving lawyers. That way, you can avoid a lot of fees, hassle and extra time. If they do agree to terms with you, then make sure you get those terms in writing and with both of your signatures attached. All of this may seem like a lot of work, but it will save you trouble later on.

However, there are times when agreement just can’t be reached.  When you’re at loggerheads, an established law firm can make all the difference in terms of what you lose or recover.

How Do Bail Bonds Work?

trapped in jail with no way to make bailIf you got arrested would you know how to get yourself out of jail? You could employ the services of a lawyer, but that only works for court appearances. The best a lawyer can achieve for you on a first appearance is to argue for the judge to grant you bail. However, the setting of bail is only the first hurdle in the process.

To be released from jail you need to pay the amount of bail set by the judge, and dependent on the crime and your previous character, the amount of bond could be anywhere between $2000 and $50000. Before you are released, you would need to pay the entire amount, and it is rare for anyone to have this sort of money readily available. Admittedly the money doesn’t have to be paid in cash, you could let the court take a lean on your home for instance, but the harsh reality is finding the most appropriate solution will be difficult when you are already stressed and sitting in a prison cell.

So unless you have a wealthy relative who is willing to pay the bail on your behalf, your options are very limited. The most common solution that people in this type of situation turn to is a Norwalk bail bonds company, click here. For a generous fee, typically somewhere in the region of 10 to 20 percent of the bail amount, a bail bonds company will pay the bail for you in full. This will then ensure that you are released from prison relatively quickly, and hopefully, you are then free to concentrate on your defense.

However, there are a few things to be aware of, the biggest of which is that the fee you pay to a bail bonds company is non-refundable. Regardless of the outcome of the case, even if it transpires that the police made a mistake and arrested the wrong person, you will still end up losing that initial expenditure.

Secondly unlike a friend or family member, if you decide to skip bail, you can rest assured that the bail bonds company will come after you to recover their expenditure. If they find you and return you to the court, then they will be reimbursed the full amount of the bail minus certain administrative costs. So as you can see, they have every incentive to track you down and bring you back to court.

In many circumstances, they will use the services of a bounty hunter, and simply add the cost of that to the overall bill you will eventually owe. While all of the above may sound negative, the reality is that bail bonds companies serve a useful purpose, and that provided you fulfill you end of the deal, they are your best option for getting out of jail. Just remember that first and foremost they are a business, not a charity, and so they will not take kindly to anyone that decides to skip bail and leave them holding the bill.